William Henry Toel


703 Washington St

Pekin, IL 61554

Tel. (309) 346-5075  

wtoel@toel.com  whtoel@bradley.edu






Master of Business Administration; University of Illinois (1975-77)

Post graduate courses in Policy & Strategy; University of Illinois (1987)




· Superior oral and written communication skills

· Engenders trust and keeps confidences

· Significant financial and international financial knowledge and experience

· Mature international leadership and team building skills

· Able to plan, prioritize and implement increasing complex tasks and programs




University Faculty

· Bradley University (2008-current)

International Business and Honors International Perspectives

Chair’s Citation for Excellence 2011


· Arizona State University (1995-2004)

                 International Marketing, International Finance, Economics, Global Business;

                 Undergraduate and MBA courses


· The American Graduate School of  International Management (Thunderbird) (1995)

                 Associate Professor, Department of World Business -- Marketing


· University of Virginia, the McIntire School of Commerce

                 International Industrial Marketing (1990)

                 Guest Lecturer (1993-1994) International Business - ROTC Leadership


· University of Illinois (Champaign-Urbana), Dept of Business Admin, College of Commerce 

                 Marketing and Industrial Distribution Program Courses (1987-1990)


à Guest lecturer at the University of Mannheim (1997), University of Nuremberg (1995), and the Bundeswehr Universities at Hamburg and Munich.

à Visited Oxford and Cambridge Universities England (1995) Attended Ph.D. seminars and held substantive discussions with leading experts and faculty in various fields.


William Henry Toel

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· Guardian Bank, Phoenix, Arizona (1983-1986)

                 President & CEO, Member, Board of Directors


Co-founded and supervised complete development and operation of new commercial bank.  Designed innovative systems, services, collateral material, personnel policy, building and interior.  Guardian Bank was profitable during its first year of operation and was consistently rated highly in the State of Arizona, including first rank among community banks in 1988.  (Part of Citibank in 1990)



· Central Arizona Bank, Chandler Arizona (1982-1983)

                 President & CEO, Member, Board of Directors


Recruited to direct the broad reorganization of an existing bank.  As a result this bank became consistently profitable, and was recognized by auditors and state bank authorities as one of the better managed community banks in the State.      (Part of Security Pacific in 1990)


· Great Western Bank, Phoenix Arizona (1981-1982)

                 Vice President & Headquarters Commercial Loan Officer


Responsible for full and varied commercial portfolio:  Led the bank in new business generation as well as serving as an international representative.  (Part of Citibank in 1990)


· Valley National Bank, Phoenix Arizona (1978-1981)

                 Corporate Officer/Commercial Loan Officer


Recruited by senior management of the Southwest's largest bank.  Led entire bank in calling and commercial loan development and was directly responsible for 30 major business customers.  Attended advanced credit course and studied under senior credit/lending officers.  Held lending officer posts in agribusiness and commercial lending with headquarters' departments, and the bank's first commercial loan center.  Audit results and loan quality were consistently excellent. (Part of BankOne in 1992)



International Business:


· CPC International, Inc., Pekin and Chicago Illinois (1965-1978)

                 Senior Grain Buyer & Member, Plant Management Staff


Promoted at end of military service (Dec. 1969) from plant employee to corporate management position of Grain Buyer, and later to Senior Grain Buyer; directly responsible for budget of $80 million.  Duties included supervision of office staff, purchasing of over 35 million bushels of grain per year, maintaining personal contact with farmers, elevators, and major grain corporations; serving on plant management staff of a facility of 1200 employees; aiding in the development and implementation of economic proposals and new corporate projects.


William Henry Toel

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U.S. Army (1966-1969)

· Captain & Company Commander, Okinawa, Japan

· Chief Information Officer on Major General’s Staff, Okinawa, Japan

· Tactical Officer & Senior (Leadership) Tactical Officer -- Transportation Officer Candidate School,                  Fort Eustis, Virginia.


National Guard of Arizona (and Nevada in joint exercise) (1980-1984)

· Captain & Senior (Leadership) Tactical Officer




· Moderated World Affairs Council, Peoria Illinois (2013)

· Illinois State High School Association Tennis Advisory Board (2012)

· Runner-up for the United States Senate (2000)

· ASU College of Business, Mentor (1998)

· University of Phoenix, Director, Senior Faculty Board (1983-1987)

· Peoria Board of Trade, President (1977-1978)

· National Grain Trade Council, Washington D.C., Director (1977-1978)

· Central Arizona Bank, Member, Board of Directors (1982-1983)

· Guardian Bank, Arizona, Member, Board of Directors (1983-1986)


Other Distinctions:

· Personally registered over 600 new voters

· College of Commerce Teaching Awards and nomination as Outstanding Teacher of the Year –            University of Illinois

· Commander, Honor Company of the Year – Far East

· Recognition from the Chairman of the Southwest’s largest bank for leading in business development.




· Led a research team studying the socio-economic model of Germany (2010)

· Grace Presbyterian Church, Illinois – Interim Business Administrator, Facilities Manager, and                      Director of Staff (2006) Staff reorganization and $8.6M fund raising program.

· Honeywell International, USA – Leadership programs and seminars (1996 - 2005)

· Empire Southwest, Inc., Arizona (Caterpillar Inc.) – Leadership seminar (1999)

· State Farm Insurance, Virginia – Innovative personnel programs and lectures (1992-1995)

· Teledyne Avionics, Virginia – Leadership seminars and problem solving program (1991)

· Comdial Corporation, Virginia – Comprehensive reorganization and leadership (1990)

· Electronic Decisions, Inc., Illinois – New technological product marketing (1988)

· Huber Brothers Construction, Illinois – Comprehensive reorganization (1987)

· Herget National Bank, Illinois – Audit and advising (1987)

· Community Commerce Bank (in org.), Arizona -- New bank concept (1986)